Fineoteric Finance is a new-age financial services platform that leverages technology and data-science to make loans quick and easy. We use technology and data-science to make loan process quick, simple and hassle-free. We believe in traditional ways of work method and are dedicated to superior work ethics. At Fineoteric Finance, we have simplified the loan process with a sharp focus on serving our clients with unique needs and circumstances – offering our customers a truly superior financial experience.

WHY DO YOU NEED A LOAN CONSULTANT

There are lots of good reasons why most of the Indians use a broker to secure a loan. Probably the most important reason is that we work for the customers, not the banks. We speak to Customer first to find out what they need, and then we use our knowledge of the market to better negotiate with the lenders. We are able to get better Deals for the customer due to the volumes we do with various banks and NBFCs.

WHO WE ARE

Since inception in 2001 (Previously known as Loan Solutions), we’ve been driven by a single, purposeful goal- of “investing in the smallest dream“. During the past 17 years, we have serviced over one million customers and helped them evolve.

At Fineoteric Finance, we offer a bouquet of financial products to our customers from our 4 branches. Our energetic team of 200 people are always looking to support you as a friendly financier and guide.

WHAT WE DO

Fineoteric Finance possesses a diversified product portfolio: Home loans, Loan against Property, Machinery Loan, Unsecured Business loans, Personal Loans, Construction loan, Working Capital including O/D & CC, Credit Cards & Mutual Fund.

WHY WE DO IT

We believe that no dream should go unfulfilled because of the lack of funds. Be it the First House or First Working Capital Loan to grow the company, we are there to support you to making the dream possible. After fulfilling many such dreams, our customers’ trust has fueled our own dream- to become the Largest Retail Finance Distribution Company in the Country. Being one of the fastest growing economies, India is high on aspirations but low on funding, that’s where we step in.

HOW WE DO IT

Recruit locally:

In all our branch offices, we recruit locally so that our first-line salespeople can work in their hometowns and customers can feel comfortable. Understanding the communities we operate in allows us to serve each client and each employee better.

Personal relationships:

For many of our semi-urban and rural customers, documentation and loans are new, and sometimes difficult, concepts. By keeping our core operations (sales & credit) in the Fineoteric Finance family, we develop personal relationships with customers, relationships based on trust, comfort and confidence.

Experience and Youth:

Over 70% of Fineoteric Team are below the age of 35, while nearly 5% of the family has 20 years of experience or more. Combining experience with youth, learned pragmatism with youthful exuberance, allows us to generate multi-faceted business solutions for clients and investors.

Reach:

We offer our services to anyone Mumbai, Thane, Navi Mumbai & Pune, We plan to start offices in other cities very soon.

Innovations:

We’re always looking for new ways to become more efficient in our end-to-end loan process. New technologies are helping us institute lean, six sigma-certified processes that will improve the speed and accuracy of our services, and our young, creative team is constantly exploring attractive new loan schemes.

Security in Diversity:

Geographic and business diversity combine to insulate us against economic changes in any given region or sector. No single product contributes more than 30% of our overall income.

Transparency:

For investors, customers and employees alike, we’re an open book. Within our company, we reward performance, evaluated consistently and fairly across the board. Keeping things honest keeps things simple. That’s just good business.