Potential home and car buyers could hope for lower interest rates by April as the banks may lower their lending rates following RBI’s decision to reduce its benchmark repo rate for the first time since August 2017. Transmission of policy rates would be the topic of discussion when governor Shaktikanta Das meets bankers later this

Tata Capital has launched a voice bot that disburses personal loans without human intervention. Tia, the voice-enabled bot, assists a person seeking a loan right from the initial stage of the loan process – from checking loan eligibility, verifying the details, and finally, assessing whether the person can get loans from Tata Capital. Talking to

A healthy credit score has emerged as a must have for any borrower to be able to avail a loan or credit card as well as ensure high loan amount eligibility and low interest rates. Since credit scores indicate an individual’s financial health and their ability to pay off loans and other acquired debt, it

With the RBI cutting interest rate by 25 basis point to 6.25 per cent, the banks are likely to pass all the benefit to customers and slash their marginal cost of funds based lending rates. In a major boost to rate sensitive realty and auto sector, the Reserve Bank of India in its bi-monthly monetary